Quite a number, isn’t it? 

Well, the company, also being a shopping platform, has suitable modes through which you can make payments to order or purchase items. You can employ any of these options as you desire, although some factors may restrict you from choosing an option. Through this guide, you will be able to know the payment options available at QVC, as well as how best they might suit you.

Let’s get into it.

QVC Payment Options

You can make payments at QVC through their website, qvc.com, by using MasterCard, PayPal, Discover, American Express, as well as other valid credit cards. Also, you can make in-store payments wherever the use of valid credit cards, as well as the aforementioned accounts are supported.

However, QVC has included two amazing features which are bound to make payment faster, easier, and more convenient. These are:

The QCard

QVC’s credit card, also referred to as the QCard, is mainly issued to users who shop on the company’s network. While ensuring customer satisfaction, the QCard seeks to offer more convenience, especially if you are already a registered user at the company, as the card is the best for shopping at QVC.

The card, issued by Synchrony Bank, has won the hearts of many QVC customers in New Zealand, allowing them to make fast and easy purchases as desired. 

Getting a QCard does not guarantee that you will enjoy credit card benefits – which is unlikely to happen. Also, more than most credit cards, it has a very high annual percentage rate (APR) of over 22.80%. However, you can avoid paying interest if you pay off your balance early. 

Pros 

You are allowed to pay your balance over a long period [usually 90 days], although paying early is the best idea. Should you go over your credit limit, you are not charged any extra fees.

Cons

While you can use it at stores, it’s beat use is limited to transactions on the QVC network. Unlike other credit cards, which have lower annual percentage rates of 14-17%,  the QCard has a high  APR of about 22. 80%. There are no consumer protection benefits attached to the use. There are no provisions made for customer rewards, unlike other credit cards.

Need a QCard?

Getting a QCard is not a stressful feat –  maybe it is. You can visit any store that store that supports the use and apply for a QCard in-store.

Also, you can submit an online application at the QVC website. There, you will be attended to by the QVC customer service providers. If successful, your QCard will be brought to you within a maximum of 10 working days. However, your driver’s license [still in use] will be needed to complete the application. That said, you should note that QVC stands at liberty to either accept or reject your QCard application.

Easy Pay

As a certain uncertainty, there can be times when you will have income coming in but not enough to pay off your balance at once. In this case, you need to spread out your payment over a long period. In this case, QVC has introduced its own payment plan called Easy Pay. Easy Pay is an installment plan which gives you the chance to pay in installments, when you make a purchase. 

Here, your purchase is separated into a minimum of three portions which might include shipping fees, as well as taxes. You should note that you will be charged your first payment after your purchased item has been shipped. Consequently, your credit card or any linked account like PayPal will be charged monthly until you pay off the whole cost.

One good thing about Easy Pay is that, while you pay installments, you will not be charged with interest. Simply put, you get the chance to pay in installments without interest on the installments. Well, while you will not be charged any extra cost, putting your purchase on your credit card may lead to some charges, on the part of your credit card issuer. 

Easy Pay at QVC

Easy Pay also comes with a 30-day refund policy. If you purchased an item via Easy Pay, you can get a refund when you return the item within 30 days of purchase. However, you will only be getting a refund for the item’s price; shipping and other fees excluded. 

While you can use the Easy Pay option on any available stock on the QVC website, some factors may make you unable to use the option. First is the mode of payment. You can make payment through Easy Pay via PayPal, valid credit cards, or the QCard.

Benefits of Easy Pay 

Easy Pay functions as a balance breaker, as it splits your total cost into monthly balances. And your payment dates are automatically generated as soon as you land your purchase. While you have the chance to review your decision before using the Easy Pay option, you cannot alter the payment dates after you have landed your purchase. The installments will be deducted from your account automatically at the stipulated dates.

Unlike the QCard, which can be used at stores or warehouses that support it, you cannot use an Easy Pay option outside the QVC website. Also, you cannot use a third-party site to make an Easy Pay transaction. You should note that QVC reserves the right to accept or reject your Easy Pay request.

If you are keen making payments to QVC at stores or other outlets, the QCard might be a better option for you.

On the other hand, you should note that Easy Pay is best if you have steady income flow but cannot pay up at once.

While both options have their pros and cons, they are designed to ensure easy and fast transactions plus maintaining customers’ satisfaction. What you need to do is to sit down, check your finances, compare both options, and go for the one that fits your convenience.